Regular Loan || Shri Barahi Maa Co-operative (U) Thrift and Credit Society Ltd
Loan against Deposit Max. Up to 90% (On FD)
Max. Up to 75% (On MIS) of the total FD deposits value.

Interest

  1. 3% more than the rate of interest on which the FD / MIS scheme is taken

Conditions

  1. Must be a Member of the society.
  2. Must produce the FD Certificate (in case of Loan against FD).

Documents Required

  1. Photo ID Proof (Voter ID, Aadhar Card, PAN Card etc.)
  2. Current residential proof.
  3. Bank Passbook Photocopy.
  4. Passport Size Photo (2 Latest).
  5. 3 CTC cheque.
  6. ITR/AFFIDAVIT/PAYSLIP
  7. Rent Agreement & Water / Electricity Bill of Landlord Compulsory (In case of tenant).

Loan Tenure & Charges

  1. Loan Tenure will be max. of 50 months.
  2. Non-payment of the installment on Due date will incur 3 % penalty interest extra to the member.
  3. Loan processing charges shall be applicable.
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