Refund Policy || Shri Barahi Maa Co-operative (U) Thrift and Credit Society Ltd

Payment Terms & Refund Policy

Last updated: July 07, 2026

Terms & Conditions

  • Online payments are subject to applicable terms and conditions.
  • User must provide accurate details and use authorised payment methods.
  • Payment receipt is generated only after successful transaction.
  • Society is not responsible for failed transactions due to bank/technical issues.
  • Payments are processed through secure gateway; card details are not stored.
  • Disputes must be handled with bank/payment gateway.
  • All legal matters fall under local jurisdiction.

Refund Policy

  • Refund applicable only for duplicate or failed transactions.
  • Membership fees, service charges, and late fees are non-refundable.
  • Refund request must be submitted within 7 days.
  • Approved refunds are processed within 7–15 working days.

Cancellation Policy

  • If you are not satisfied with our services, you may request cancellation.
  • Contact: shribarahimaasociety@gmail.com
  • Phone: 011-40545331
  • Cancellation requests must be made 5–7 days before next billing cycle.

Chargeback Policy

Eligibility

  • Unauthorised or fraudulent transactions
  • Non-receipt of services
  • Defective or incorrect services
  • Duplicate transactions

Time Frame

  • Chargeback must be requested within 30 to 120 days from transaction date.

Procedure

  • Contact your bank to raise dispute.
  • Bank investigates the claim.
  • If valid, amount is refunded.

Documents Required

  • Transaction details
  • Proof (receipt, email, screenshot)
  • Reason for dispute

Outcome

  • Approved: Amount refunded.
  • Rejected: Reason will be provided.

Acknowledgment

By making an online payment, I confirm that I have read and understood the refund and chargeback policy.

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