Property Loan || Shri Barahi Maa Co-operative (U) Thrift and Credit Society Ltd
Property Loan - Max Upto 5,00,000/-

Interest

  1. 15 % p.a. (1.25 % p.m.) Reducing Balance

Conditions

  1. Must be a Member of the society.
  2. Share Money and Compulsory Deposit (CD) shall be min. 10 % each deposited into the account of the member.
  3. Member must have completed at least 6 months
  4. 3 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter)

Documents Required

  1. Photo ID Proof (Voter ID, Aadhar Card, PAN Card etc.)
  2. Address Proof (Water/Electricity bill, Compulsory)
  3. Income Proof (3 years ITR, Salary Slip, Affidavit)
  4. 5 Latest Passport Size Photo.
  5. 3 A/c Payee Cheques (CTS Cheques)
  6. Original documents of the Registered Property Papers (SDM REGISTRY) to be mortgage.

Loan Tenure & Charges

  1. Loan Tenure will be max. of 60 months (5 year)
  2. Non-payment of the installment on Due date will incur 3 % penalty interest extra to the member.
  3. Loan processing charges shall be applicable.
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